# Pluto Privacy Policy Last Updated - Oct 12, 2021 PLEASE READ THIS PRIVACY POLICY CAREFULLY. THIS POLICY DESCRIBES THE WAYS PLUTO TECHNOLOGIES LTD and its affiliate ("Pluto", "we", "us", "our") COLLECT, PROTECT, USE AND STORE YOUR PERSONAL INFORMATION. YOU ACCEPT THIS PRIVACY POLICY BY USING OUR PRODUCTS AND SERVICES ON OUR WEBSITE OR THROUGH ANY OTHER MEANS (COLLECTIVELY THE "SERVICES"). WE MAY AMEND THIS PRIVACY POLICY AT ANYTIME BY UPDATING OR POSTING A REVISED VERSION OF THIS POLICY ON OUR WEBSITE. WE WILL ATTEMPT TO GIVE A REASONABLE NOTICE PERIOD UPON MAKING ANY REVISIONS; HOWEVER, UNLESS OTHERWISE STATED, THE REVISION WILL BE EFFECTIVE IMMEDIATELY UPON PUBLISHING ON OUR WEBSITE. ##### Information Collected To maintain our website, computer applications and generally operate our business, process, track and respond to requests, and update account information, we collect a variety of information about website/computer application visitors and users of our service(s). This section describes both the Non-Personal Information and Personal Information collected by Pluto while accessing or visiting our website or accessing any of our service(s). ##### 1. How we collect your information 1.1. Information you give us. If you open an account or use our services, either directly or through a merchant partner or a third-party platform, we may collect the following types of information: - Personal information - your name, date of birth, ID number, passport details, residency status, address, phone, email, third-party application IDs, social media accounts details and other similar information. - Financial information - bank account numbers, bank account details including transaction history, routing numbers and/or debit card numbers and credit card numbers that you link to your account or you provide us when you use the services. We may require you to provide certain information, including but not limited to your date of birth, social security number, Tax Identification number, and banking statements to verify your identity in line with regulations. - Technical Information – including the IP address used to connect your computer to the internet, your login information (without passwords), browser type, operating system and platform, login location, information about the use of the website, searched and viewed services, and similar information. - Credit Information as available through primary and secondary sources – all information related to your credit behaviors with financial organizations and credit bureaus operating in your country. - Anonymous details – anonymized details about the visitors of the site for statistical and analytical purposes. 1.2. Information we learn from your Use When you visit our website or use the services, we may collect information sent to us by your computer, mobile phone, tablet, or other devices. This information may include your IP address, device information and standard web log information, such as traffic to and from our site, and the pages you accessed. 1.3. Cookies and other tracking technologies We use various technologies to collect and store information when you use the services, which may include sending one or more cookies or device identifiers. We also use tracking technologies when you interact with the services we offer to our partners. 1.4. Information obtained from third parties We may also obtain information about you from third parties such as credit bureau identity verification services. By associating your account managed by a third party with your Pluto account, you agree that Pluto may collect, store and use this information in accordance with this Privacy Policy. ##### 2. How we protect your information 2.1. Safety policies Pluto stores and processes your information maintaining physical, electronic and procedural safeguards. We enforce physical access controls to our offices, and we authorize access to personal information only to employees or agents who require it to fulfill the responsibilities of their jobs. ##### 3. How Pluto uses your information 3.1. For personal identification We may use the information to verify your identity, prevent and detect crime, and identify your credit score. 3.2. To improve our service We may use the information to perform and improve our services, conduct research, and provide anonymous reporting for clients. 3.3. To serve relevant marketing to you We may use the information to deliver targeted marketing, service update notices, and promotional offers based on your communication preferences. 3.4. Records and Analysis We may use the information to comply with regulatory obligations and carry out statistical analysis and market research. 3.5. Contact To contact you with products and services that we think may interest you. ##### 4. How Pluto shares your information 4.1. For our everyday business purposes We will share your personal information with employees, affiliates, and service providers necessary for Pluto to provide the services. 4.2. When required by law We will share your information with any party when required by law or by a government or regulatory body. 4.3. For financial purposes We may need to share your personal information with third parties to check details on applications for services from us. 4.4. With our merchant partners to provide personalized offers We may share your information with merchants and partners you interact with using Pluto. ##### 5. What are your options? 5.1 Notifications If you no longer wish to receive notifications about our services, you may change your notification preferences by emailing help@plutocard.io. 5.2 SMS messaging You can ask to opt-out of receiving SMS messages by emailing help@plutocard.io. 5.3 Access your information You can review and edit your personal information at any time by logging into your account or by contacting us at help@plutocard.io. ##### 6. Contact 6.1. Contact help@plutocard.io If you have questions or concerns regarding this Privacy Policy, you should contact us at help@plutocard.io.